Fast, Reliable
Fix & Flip Loans
IX’s fix-and-flip loan offers short-term financing to purchase, renovate, and quickly resell properties for profit. Designed for speed and flexibility, it covers acquisition and rehab costs, with fast approvals and tailored terms to help investors maximize returns and scale their flipping business efficiently.
Rates and Terms for
Fix & Flip
Rate
Starting at 9.25%
Loan Amount
$50K - $3.5MM
Term
12 months standard
18 months option case by case
Rehab/construction financing
Up to 100% of rehab budget
Minimum Experience
NO prior experience required
Maximum LTC (% of purchase price)
Upto 75%% ARLTV
Maximum Loan - To - Value (LTV)
Up to 75%% ARLTV
When do we use LTV Vs LTC ?
Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)
Recourse
Full Recourse Only
Foreign Nationals
Allowed from eligible countries
Property Types
Non-Owner Occupied:
Attached or detached SFR
2-4 unit properties
Townhomes
Warrantable Condos
Borrower Type
Entity required
Loan Purpose
Rehab loan for non-owner occupied residential investment property
Rate
Starting at 9.25%
Loan Amount
$50K - $3.5MM
Term
12 months standard
18 months option case by case
Rehab/construction financing
Up to 100% of rehab budget
Minimum Experience
NO prior experience required
Maximum LTC (% of purchase price)
Upto 75%% ARLTV
Maximum Loan - To - Value (LTV)
Up to 75%% ARLTV
When do we use LTV Vs LTC ?
Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)
Recourse
Full Recourse Only
Foreign Nationals
Allowed from eligible countries
Property Types
Non-Owner Occupied:
Attached or detached SFR
2-4 unit properties
Townhomes
Warrantable Condos
Borrower Type
Entity required
Loan Purpose
Rehab loan for non-owner occupied residential investment property
Rate
Starting at 9.25%
Loan Amount
$50K - $3.5MM
Term
12 months standard
18 months option case by case
Rehab/construction financing
Up to 100% of rehab budget
Minimum Experience
NO prior experience required
Maximum LTC (% of purchase price)
Upto 75%% ARLTV
Maximum Loan - To - Value (LTV)
Up to 75%% ARLTV
When do we use LTV Vs LTC ?
Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)
Recourse
Full Recourse Only
Foreign Nationals
Allowed from eligible countries
Property Types
Non-Owner Occupied:
Attached or detached SFR
2-4 unit properties
Townhomes
Warrantable Condos
Borrower Type
Entity required
Loan Purpose
Rehab loan for non-owner occupied residential investment property
Rate
Starting at 9.25%
Loan Amount
$50K - $3.5MM
Term
12 months standard
18 months option case by case
Rehab/construction financing
Up to 100% of rehab budget
Minimum Experience
NO prior experience required
Maximum LTC (% of purchase price)
Upto 75%% ARLTV
Maximum Loan - To - Value (LTV)
Up to 75%% ARLTV
When do we use LTV Vs LTC ?
Generally, we use LTC on lopsided projects (where the purchase price is lower than rehab budget)
Recourse
Full Recourse Only
Foreign Nationals
Allowed from eligible countries
Property Types
Non-Owner Occupied:
Attached or detached SFR
2-4 unit properties
Townhomes
Warrantable Condos
Borrower Type
Entity required
Loan Purpose
Rehab loan for non-owner occupied residential investment property
Empowering Fix & Flip
Through Simplicity
Empowering Fix & Flip
Through Simplicity
Quick Close
Quick Close
IX offers a streamlined, efficient underwriting process with minimal paperwork. Benefit from our optimized, tech-driven funding system designed to close deals fast and hassle-free.
IX offers a streamlined, efficient underwriting process with minimal paperwork. Benefit from our optimized, tech-driven funding system designed to close deals fast and hassle-free.
Flexible Lending
Flexible Lending
IX offers aggressive leverage with up to 90% of purchase, 100% rehab financing, and 70% of after-repair value. Whether it's a $50,000 light rehab in the Midwest or a $20 million fix and flip in Hollywood Hills, we've funded them all.
IX offers aggressive leverage with up to 90% of purchase, 100% rehab financing, and 70% of after-repair value. Whether it's a $50,000 light rehab in the Midwest or a $20 million fix and flip in Hollywood Hills, we've funded them all.
IX offers aggressive leverage with up to 90% of purchase, 100% rehab financing, and 70% of after-repair value. Whether it's a $50,000 light rehab in the Midwest or a $20 million fix and flip in Hollywood Hills, we've funded them all.
Expert Guidance
Expert Guidance
IX's AI streamlines your loan process, with dedicated customer support and expert guidance to ensure a smooth closing every step of the way.
IX's AI streamlines your loan process, with dedicated customer support and expert guidance to ensure a smooth closing every step of the way.
Contact us Today
Contact us today to get started. Our team will guide you through every step of the application process and answer any questions along the way. We're here to ensure your success and make your investment journey smooth and efficient.
Call us: (833) 446-2001
Email: support@ix.finance
600 California Street, 11th Floor.
San Francisco, CA, 94108
(833) 446-2001
support@ix.finance
Connect us @
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082
© 2024 IX Finance, LLC. All Rights Reserved.
600 California Street, 11th Floor.
San Francisco, CA, 94108
(833) 446-2001
support@ix.finance
Connect us @
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082
© 2024 IX Finance, LLC. All Rights Reserved.
600 California Street, 11th Floor.
San Francisco, CA, 94108
(833) 446-2001
support@ix.finance
Connect us @
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082
© 2024 IX Finance, LLC. All Rights Reserved.
600 California Street, 11th Floor.
San Francisco, CA, 94108
(833) 446-2001
support@ix.finance
Connect us @
This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. IX Finance, LLC reserves the right to amend rates and guidelines. NMLS ID 2386867. Loans made or arranged pursuant to a California Finance Lenders Law License 60DBO-173082
© 2024 IX Finance, LLC. All Rights Reserved.